Geico insurance and Auto insurance
The Government Employees Insurance Company (GEICO) is an American auto insurance company with headquarters in Chevy Chase, Maryland. It is the second largest auto insurer in the United States, after State Farm.
GEICO is a wholly owned subsidiary of Berkshire Hathaway that provides coverage for more than 24 million motor vehicles owned by more than 15 million policy holders as of 2017. GEICO writes private passenger automobile insurance in all 50 u.s.
states and the district of columbia. The insurance agency sells policies through local agents, called GEICO Field Representatives, over the phone directly to the consumer, and through their website. Its mascot is a gold dust day gecko with a cockney accent, voiced by English actor jake wood. GEICO is well known in popular culture for its Advertising, having made a large number of commercials intended to entertain viewers.
GEICO was founded in 1936 by Leo Goodwin Sr. and his wife Lillian Goodwin to provide auto insurance directly to federal government employees and their families. Since 1925, Goodwin had worked for USAA as an insurer who specialized in insuring only military personnel. He decided to start his own company after rising as far as a civilian could go in USAA’s military-dominated hierarchy. Based on Goodwin’s experience at USAA,
GEICO’s original business model was predicated on the assumption that federal employees, as a group, would constitute a less risky and more financially stable pool of insureds compared to the general public. Despite the presence of the word “government” in its name, GEICO has always been a private corporation not affiliated with any U.S. government organization.
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